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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,685 | $159,934-2.0% | $147,005+6.6% | $145,959+7.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.27% | 98.24%-79.0pp | 418.76%-399.5pp | 561.95%-542.7pp |
| Employer contribution / active EE | $8,932 | $5,287+68.9% | $4,934+81.0% | $4,661+91.6% |
| Participant deferral / active EE | $4,769 | $8,427-43.4% | $8,070-40.9% | $6,689-28.7% |
| Admin fee / account holder | $50,110 | $15,053+232.9% | $13,006+285.3% | $13,398+274.0% |