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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $695,925 | $180,749+285.0% | $160,784+332.8% | $137,256+407.0% |
| Participation rate | 94.1% | 80.0%+14.1pp | 77.0%+17.2pp | 80.0%+14.2pp |
| Annual return | 9.43% | 2234.46%-2225.0pp | 1803.92%-1794.5pp | 220.34%-210.9pp |
| Employer contribution / active EE | $0 | $4,155-100.0% | $3,733-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $16,406 | $6,844+139.7% | $6,293+160.7% | $6,407+156.1% |
| Admin fee / account holder | $573 | $10,397-94.5% | $9,717-94.1% | $12,270-95.3% |