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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,695 | $101,795-8.0% | $165,100-43.2% | $80,959+15.7% |
| Participation rate | 76.5% | 71.8%+4.6pp | 78.6%-2.2pp | 67.7%+8.8pp |
| Annual return | 15.70% | 16.73%-1.0pp | 70.21%-54.5pp | 35.67%-20.0pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,861 | $4,476+75.6% | $6,035+30.2% | $4,300+82.8% |
| Admin fee / account holder | $16,313 | $8,221+98.4% | $12,696+28.5% | $6,925+135.6% |