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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,812 | $165,399+43.8% | $149,745+58.8% | $158,982+49.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.48% | 348.34%-338.9pp | 276.72%-267.2pp | 302.99%-293.5pp |
| Employer contribution / active EE | $7,535 | $5,105+47.6% | $4,646+62.2% | $4,763+58.2% |
| Participant deferral / active EE | $6,704 | $7,183-6.7% | $6,843-2.0% | $5,983+12.0% |
| Admin fee / account holder | $2,858 | $10,811-73.6% | $9,312-69.3% | $11,252-74.6% |