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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,976 | $157,304+60.2% | $141,197+78.5% | $152,909+64.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.53% | 64.34%-53.8pp | 71.41%-60.9pp | 345.46%-334.9pp |
| Employer contribution / active EE | $7,506 | $5,263+42.6% | $4,736+58.5% | $4,764+57.6% |
| Participant deferral / active EE | $7,744 | $7,111+8.9% | $6,710+15.4% | $5,851+32.4% |
| Admin fee / account holder | $44 | $12,126-99.6% | $10,265-99.6% | $11,601-99.6% |