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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,656 | $111,535+42.2% | $105,223+50.8% | $137,256+15.6% |
| Participation rate | 58.8% | 78.1%-19.3pp | 75.0%-16.2pp | 80.0%-21.1pp |
| Annual return | 25.81% | 237.85%-212.0pp | 180.65%-154.8pp | 220.34%-194.5pp |
| Employer contribution / active EE | $2,773 | $3,939-29.6% | $3,689-24.8% | $4,156-33.3% |
| Participant deferral / active EE | $6,554 | $5,500+19.2% | $5,072+29.2% | $6,407+2.3% |
| Admin fee / account holder | $143 | $9,721-98.5% | $8,859-98.4% | $12,270-98.8% |