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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,409 | $110,337+5.5% | $102,383+13.7% | $145,877-20.2% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 30.11% | 24.83%+5.3pp | 24.94%+5.2pp | 551.28%-521.2pp |
| Employer contribution / active EE | $2,807 | $4,216-33.4% | $3,870-27.5% | $4,663-39.8% |
| Participant deferral / active EE | $6,865 | $5,621+22.1% | $5,060+35.7% | $6,691+2.6% |
| Admin fee / account holder | $117 | $9,750-98.8% | $8,391-98.6% | $13,402-99.1% |