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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,726 | $150,447+5.5% | $136,298+16.5% | $147,586+7.5% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 14.26% | 1049.15%-1034.9pp | 5156.27%-5142.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $4,194 | $5,256-20.2% | $4,696-10.7% | $4,876-14.0% |
| Participant deferral / active EE | $11,353 | $6,631+71.2% | $6,247+81.7% | $5,439+108.7% |
| Admin fee / account holder | $2,620 | $10,906-76.0% | $9,244-71.7% | $10,886-75.9% |