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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,805 | $148,623+64.7% | $135,974+80.0% | $139,466+75.5% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 22.63% | 79.30%-56.7pp | 68.30%-45.7pp | 373.66%-351.0pp |
| Employer contribution / active EE | $7,825 | $5,246+49.2% | $4,859+61.0% | $4,754+64.6% |
| Participant deferral / active EE | $10,589 | $8,103+30.7% | $7,760+36.5% | $6,712+57.8% |
| Admin fee / account holder | $4,335 | $12,406-65.1% | $10,767-59.7% | $11,409-62.0% |