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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,285 | $129,737-11.9% | $119,126-4.1% | $154,746-26.1% |
| Participation rate | 36.4% | 78.9%-42.5pp | 75.8%-39.4pp | 80.7%-44.3pp |
| Annual return | 16.72% | 379.08%-362.4pp | 282.11%-265.4pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,633 | $4,375-62.7% | $4,034-59.5% | $4,379-62.7% |
| Participant deferral / active EE | $3,334 | $5,842-42.9% | $5,318-37.3% | $6,730-50.5% |
| Admin fee / account holder | $804 | $11,961-93.3% | $10,693-92.5% | $14,365-94.4% |