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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $142,409-68.7% | $119,634-62.8% | $134,545-66.9% |
| Participation rate | 73.3% | 82.8%-9.5pp | 79.3%-5.9pp | 81.2%-7.9pp |
| Annual return | -10.52% | -12.46%+1.9pp | -14.98%+4.5pp | 418.37%-428.9pp |
| Employer contribution / active EE | $9,535 | $5,224+82.5% | $4,232+125.3% | $4,742+101.1% |
| Participant deferral / active EE | $5,830 | $6,468-9.9% | $5,601+4.1% | $6,401-8.9% |
| Admin fee / account holder | $375 | $13,594-97.2% | $10,329-96.4% | $11,431-96.7% |