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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $142,358-68.7% | $119,615-62.8% | $134,493-66.9% |
| Participation rate | 73.3% | 82.8%-9.5pp | 79.3%-5.9pp | 81.2%-7.9pp |
| Annual return | -10.52% | -12.46%+1.9pp | -14.98%+4.5pp | 418.01%-428.5pp |
| Employer contribution / active EE | $9,535 | $5,223+82.6% | $4,232+125.3% | $4,740+101.2% |
| Participant deferral / active EE | $5,830 | $6,470-9.9% | $5,602+4.1% | $6,400-8.9% |
| Admin fee / account holder | $375 | $13,585-97.2% | $10,324-96.4% | $11,425-96.7% |