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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,945 | $176,794-80.8% | $146,647-76.9% | $167,553-79.7% |
| Participation rate | 71.4% | 83.6%-12.2pp | 80.1%-8.6pp | 82.1%-10.7pp |
| Annual return | 159.28% | 24.04%+135.2pp | 22.75%+136.5pp | 478.89%-319.6pp |
| Employer contribution / active EE | $14,202 | $5,161+175.2% | $4,137+243.3% | $4,840+193.5% |
| Participant deferral / active EE | $6,091 | $6,440-5.4% | $5,506+10.6% | $6,343-4.0% |
| Admin fee / account holder | $358 | $13,262-97.3% | $10,281-96.5% | $12,316-97.1% |