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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,854 | $111,785+15.3% | $93,669+37.6% | $145,877-11.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | -1.77% | 203.79%-205.6pp | 133.59%-135.4pp | 551.28%-553.1pp |
| Employer contribution / active EE | $2,750 | $3,096-11.2% | $2,424+13.5% | $4,663-41.0% |
| Participant deferral / active EE | $15,250 | $4,919+210.0% | $4,416+245.4% | $6,691+127.9% |
| Admin fee / account holder | $5,948 | $10,256-42.0% | $8,291-28.3% | $13,402-55.6% |