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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,231 | $118,877-22.4% | $96,570-4.5% | $167,536-44.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 0.69% | 50.50%-49.8pp | 37.79%-37.1pp | 478.82%-478.1pp |
| Employer contribution / active EE | $1,096 | $3,121-64.9% | $2,357-53.5% | $4,839-77.4% |
| Participant deferral / active EE | $13,000 | $4,617+181.6% | $3,849+237.7% | $6,342+105.0% |
| Admin fee / account holder | $3,918 | $8,069-51.4% | $6,182-36.6% | $12,315-68.2% |