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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,905 | $102,663+15.8% | $86,216+37.9% | $139,466-14.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 3.49% | 1924.52%-1921.0pp | 1169.42%-1165.9pp | 373.66%-370.2pp |
| Employer contribution / active EE | $1,241 | $3,035-59.1% | $2,382-47.9% | $4,754-73.9% |
| Participant deferral / active EE | $15,000 | $4,677+220.7% | $3,986+276.3% | $6,712+123.5% |
| Admin fee / account holder | $4,981 | $8,663-42.5% | $6,853-27.3% | $11,409-56.3% |