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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,866 | $105,160+26.3% | $94,679+40.3% | $139,456-4.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 6.80% | 38.04%-31.2pp | 156.75%-150.0pp | 373.45%-366.7pp |
| Employer contribution / active EE | $721 | $4,107-82.4% | $3,673-80.4% | $4,753-84.8% |
| Participant deferral / active EE | $3,794 | $7,599-50.1% | $7,417-48.9% | $6,711-43.5% |
| Admin fee / account holder | $316 | $8,988-96.5% | $7,233-95.6% | $11,407-97.2% |