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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,616 | $115,903-25.3% | $100,528-13.8% | $158,966-45.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 0.79% | 34.80%-34.0pp | 30.90%-30.1pp | 302.95%-302.2pp |
| Employer contribution / active EE | $393 | $4,105-90.4% | $3,419-88.5% | $4,762-91.8% |
| Participant deferral / active EE | $2,030 | $6,677-69.6% | $6,271-67.6% | $5,983-66.1% |
| Admin fee / account holder | $305 | $11,000-97.2% | $8,084-96.2% | $11,250-97.3% |