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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,815 | $96,731+78.7% | $123,973+39.4% | $86,983+98.7% |
| Participation rate | 97.7% | 70.0%+27.7pp | 76.7%+21.0pp | 69.5%+28.1pp |
| Annual return | 16.27% | 17.33%-1.1pp | 388.13%-371.9pp | 25.83%-9.6pp |
| Employer contribution / active EE | $12 | $3,297-99.6% | $4,126-99.7% | $2,584-99.5% |
| Participant deferral / active EE | $10,498 | $4,152+152.8% | $5,247+100.1% | $4,194+150.3% |
| Admin fee / account holder | $12,200 | $8,722+39.9% | $11,799+3.4% | $7,856+55.3% |