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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,786 | $198,457-24.5% | $170,435-12.1% | $147,586+1.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 22.09% | 257.30%-235.2pp | 205.94%-183.8pp | 578.59%-556.5pp |
| Employer contribution / active EE | $12,330 | $6,183+99.4% | $5,432+127.0% | $4,876+152.8% |
| Participant deferral / active EE | $8,543 | $5,629+51.8% | $4,939+73.0% | $5,439+57.1% |
| Admin fee / account holder | $1,229 | $16,852-92.7% | $13,881-91.1% | $10,886-88.7% |