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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,728 | $217,432-10.4% | $185,849+4.8% | $167,536+16.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.78% | 148.42%-132.6pp | 122.10%-106.3pp | 478.82%-463.0pp |
| Employer contribution / active EE | $109 | $5,875-98.1% | $5,169-97.9% | $4,839-97.8% |
| Participant deferral / active EE | $7,731 | $6,357+21.6% | $5,569+38.8% | $6,342+21.9% |
| Admin fee / account holder | $14,077 | $19,818-29.0% | $16,244-13.3% | $12,315+14.3% |