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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,528 | $226,105-7.3% | $182,540+14.8% | $152,897+37.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 24.43% | 192.58%-168.1pp | 148.58%-124.1pp | 345.43%-321.0pp |
| Employer contribution / active EE | $0 | $4,978-100.0% | $4,076-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $15,513 | $6,370+143.5% | $5,525+180.8% | $5,851+165.1% |
| Admin fee / account holder | $7,271 | $10,706-32.1% | $8,593-15.4% | $11,599-37.3% |