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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,019 | $197,819-64.6% | $155,789-55.1% | $125,389-44.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -2.26% | 86.73%-89.0pp | 71.54%-73.8pp | 282.24%-284.5pp |
| Employer contribution / active EE | $1,989 | $4,850-59.0% | $3,839-48.2% | $4,866-59.1% |
| Participant deferral / active EE | $8,767 | $5,631+55.7% | $4,798+82.7% | $5,352+63.8% |
| Admin fee / account holder | $371 | $9,544-96.1% | $7,477-95.0% | $9,541-96.1% |