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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,407 | $232,540-51.2% | $185,117-38.7% | $147,586-23.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 16.34% | 43.03%-26.7pp | 40.50%-24.2pp | 578.59%-562.3pp |
| Employer contribution / active EE | $3,037 | $5,195-41.5% | $4,182-27.4% | $4,876-37.7% |
| Participant deferral / active EE | $8,818 | $5,834+51.2% | $5,045+74.8% | $5,439+62.1% |
| Admin fee / account holder | $460 | $10,275-95.5% | $8,159-94.4% | $10,886-95.8% |