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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,729 | $117,895+64.3% | $102,460+89.1% | $145,897+32.8% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 9.93% | 31.92%-22.0pp | 29.47%-19.5pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,412 | $3,619-33.4% | $3,025-20.3% | $4,663-48.3% |
| Participant deferral / active EE | $6,088 | $5,736+6.1% | $5,056+20.4% | $6,689-9.0% |
| Admin fee / account holder | $1,181 | $13,353-91.2% | $9,460-87.5% | $13,390-91.2% |