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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,061 | $157,276+52.0% | $141,177+69.3% | $152,885+56.4% |
| Participation rate | 92.9% | 84.8%+8.0pp | 82.5%+10.4pp | 82.5%+10.4pp |
| Annual return | 20.23% | 64.33%-44.1pp | 71.40%-51.2pp | 345.39%-325.2pp |
| Employer contribution / active EE | $3,224 | $5,262-38.7% | $4,736-31.9% | $4,763-32.3% |
| Participant deferral / active EE | $6,574 | $7,110-7.5% | $6,710-2.0% | $5,851+12.4% |
| Admin fee / account holder | $16,764 | $12,123+38.3% | $10,263+63.3% | $11,598+44.5% |