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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,886 | $165,381+109.1% | $149,730+131.0% | $158,966+117.6% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 14.35% | 348.29%-333.9pp | 276.70%-262.4pp | 302.95%-288.6pp |
| Employer contribution / active EE | $2,118 | $5,104-58.5% | $4,645-54.4% | $4,762-55.5% |
| Participant deferral / active EE | $8,856 | $7,182+23.3% | $6,843+29.4% | $5,983+48.0% |
| Admin fee / account holder | $4,527 | $10,809-58.1% | $9,310-51.4% | $11,250-59.8% |