Retirement plan

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Name: A.J. KIRKWOOD & ASSOCIATES, INC. - A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: A.J. KIRKWOOD & ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN, A.J. KIRKWOOD & ASSOCIATES, INC.

A.J. KIRKWOOD & ASSOCIATES, INC.EIN 33-0707710Plan #001PY 2018

4300 N. HARBOR BLVD. - FULLERTON, CA 92835714-505-1977ajk-a.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$12.9M assets

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$16.6M

+4.3% from 2017

Total participants

597

-9.8% from 2017

Average account balance

$39,311

+3.8% from 2017

Annual return

-4.88%

-23.99 pp from 2017

Benchmarks

See 1,182 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,182 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.51M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-95.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346	Recordkeeping	$1,794

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$85K

$203 / participant

Investment mgmt$16K19.1%
Contract admin$69K80.9%

% of EOY assets

0.509%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HUANG & HUANG, CPAS
Auditor EIN: 954496990
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,311

$56,443-30.4%

$83,850-53.1%

$55,725-29.5%

Participation rate

58.2%

72.0%-13.9pp

76.1%-18.0pp

70.9%-12.7pp

Annual return

-4.88%

393.67%-398.5pp

850.92%-855.8pp

244.93%-249.8pp

Employer contribution / active EE

$5,433

$2,682+102.6%

$3,631+49.6%

$2,078+161.4%

Participant deferral / active EE

$1,792

$2,965-39.6%

$4,082-56.1%

$3,356-46.6%

Admin fee / account holder

$200

$156+28.1%

$5,478-96.3%

$115+73.7%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: JOHN HANCOCK

Service code 15 · EIN 01-0233346

Recordkeeping

$1,794

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion