Retirement plan

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Name: A.J. KIRKWOOD & ASSOCIATES, INC. - A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: A.J. KIRKWOOD & ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN, A.J. KIRKWOOD & ASSOCIATES, INC.

A.J. KIRKWOOD & ASSOCIATES, INC.EIN 33-0707710Plan #001PY 2016

2752 WALNUT AVENUE - TUSTIN, CA 927807025714-505-1977ajk-a.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$9.8M assets

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$11.4M

+21.9% from 2015

Total participants

563

+20.6% from 2015

Average account balance

$33,170

+8.5% from 2015

Annual return

7.96%

+9.86 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.51M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-95.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$44K

$103 / participant

Investment mgmt$4K9.3%
Contract admin$40K90.7%

% of EOY assets

0.382%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HUANG & HUANG, CPAS
Auditor EIN: 954496990
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,170

$57,921-42.7%

$84,753-60.9%

$57,658-42.5%

Participation rate

48.6%

72.9%-24.3pp

76.6%-28.0pp

70.2%-21.6pp

Annual return

7.96%

10.24%-2.3pp

22.78%-14.8pp

5.13%+2.8pp

Employer contribution / active EE

$3,853

$2,598+48.3%

$3,574+7.8%

$1,974+95.2%

Participant deferral / active EE

$1,023

$2,742-62.7%

$3,712-72.4%

$3,061-66.6%

Admin fee / account holder

$127

$130-2.3%

$5,333-97.6%

$95+34.1%

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A.J. KIRKWOOD & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion