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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,141 | $63,949+8.1% | $129,031-46.4% | $94,015-26.5% |
| Participation rate | 68.6% | 63.4%+5.1pp | 73.4%-4.8pp | 70.8%-2.2pp |
| Annual return | 12.07% | 17.56%-5.5pp | 34.67%-22.6pp | 17.84%-5.8pp |
| Employer contribution / active EE | $2,354 | $1,865+26.3% | $3,226-27.0% | $2,790-15.6% |
| Participant deferral / active EE | $4,778 | $3,686+29.6% | $5,217-8.4% | $4,249+12.4% |
| Admin fee / account holder | $7,667 | $5,523+38.8% | $13,208-42.0% | $8,951-14.4% |