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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,050 | $127,387+22.5% | $115,038+35.7% | $125,389+24.5% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | -0.28% | 31.28%-31.6pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $2,056 | $5,166-60.2% | $4,608-55.4% | $4,866-57.7% |
| Participant deferral / active EE | $8,694 | $6,423+35.4% | $6,026+44.3% | $5,352+62.4% |
| Admin fee / account holder | $1,052 | $9,516-88.9% | $8,175-87.1% | $9,541-89.0% |