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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,627 | $148,623+149.4% | $135,974+172.6% | $139,466+165.7% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 17.20% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $3,694 | $5,246-29.6% | $4,859-24.0% | $4,754-22.3% |
| Participant deferral / active EE | $13,420 | $8,103+65.6% | $7,760+72.9% | $6,712+99.9% |
| Admin fee / account holder | $13,740 | $12,406+10.8% | $10,767+27.6% | $11,409+20.4% |