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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,751 | $171,867-80.9% | $149,721-78.1% | $147,586-77.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 4.22% | 2113.36%-2109.1pp | 1501.67%-1497.4pp | 578.59%-574.4pp |
| Employer contribution / active EE | $3,675 | $6,275-41.4% | $5,444-32.5% | $4,876-24.6% |
| Participant deferral / active EE | $6,041 | $7,270-16.9% | $6,568-8.0% | $5,439+11.1% |
| Admin fee / account holder | $1,266 | $13,799-90.8% | $11,282-88.8% | $10,886-88.4% |