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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,369 | $197,637-52.8% | $177,848-47.5% | $158,982-41.3% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.7%-7.7pp | 82.0%-2.0pp |
| Annual return | 10.21% | 58.77%-48.6pp | 48.33%-38.1pp | 302.99%-292.8pp |
| Employer contribution / active EE | $9,827 | $6,698+46.7% | $5,919+66.0% | $4,763+106.3% |
| Participant deferral / active EE | $7,563 | $8,405-10.0% | $7,714-1.9% | $5,983+26.4% |
| Admin fee / account holder | $4,676 | $15,406-69.6% | $12,431-62.4% | $11,252-58.4% |