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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,345 | $162,136+163.0% | $152,301+179.9% | $154,746+175.5% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 12.74% | 91.02%-78.3pp | 80.50%-67.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,445 | $4,890-50.0% | $4,624-47.1% | $4,379-44.2% |
| Participant deferral / active EE | $9,974 | $8,341+19.6% | $8,004+24.6% | $6,730+48.2% |
| Admin fee / account holder | $130,348 | $15,759+727.1% | $14,398+805.3% | $14,365+807.4% |