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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,345 | $154,228+176.4% | $145,433+193.2% | $137,256+210.6% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 12.74% | 74.59%-61.8pp | 66.58%-53.8pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,445 | $4,804-49.1% | $4,554-46.3% | $4,156-41.2% |
| Participant deferral / active EE | $9,974 | $8,216+21.4% | $7,897+26.3% | $6,407+55.7% |
| Admin fee / account holder | $130,348 | $14,344+808.8% | $13,129+892.8% | $12,270+962.3% |