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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,562 | $152,542-78.7% | $117,498-72.3% | $134,509-75.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -19.24% | 53.02%-72.3pp | 29.75%-49.0pp | 418.13%-437.4pp |
| Employer contribution / active EE | $3,353 | $5,574-39.8% | $4,178-19.7% | $4,741-29.3% |
| Participant deferral / active EE | $19,280 | $4,819+300.0% | $4,071+373.6% | $6,400+201.2% |
| Admin fee / account holder | $3,375 | $7,006-51.8% | $5,646-40.2% | $11,427-70.5% |