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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,787 | $158,852-80.6% | $121,220-74.6% | $135,379-77.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -7.09% | -0.64%-6.5pp | 16.94%-24.0pp | 519.79%-526.9pp |
| Employer contribution / active EE | $2,636 | $5,666-53.5% | $4,023-34.5% | $4,779-44.8% |
| Participant deferral / active EE | $10,215 | $4,006+155.0% | $3,345+205.4% | $5,609+82.1% |
| Admin fee / account holder | $1,370 | $6,515-79.0% | $5,021-72.7% | $10,828-87.3% |