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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,806 | $81,457+18.8% | $103,378-6.4% | $80,911+19.6% |
| Participation rate | 90.9% | 66.8%+24.1pp | 74.5%+16.4pp | 67.6%+23.3pp |
| Annual return | 13.17% | 25.58%-12.4pp | 24.91%-11.7pp | 35.63%-22.5pp |
| Employer contribution / active EE | $9,164 | $3,107+194.9% | $3,870+136.8% | $2,756+232.5% |
| Participant deferral / active EE | $6,459 | $3,871+66.9% | $5,058+27.7% | $4,297+50.3% |
| Admin fee / account holder | $3,819 | $6,717-43.1% | $8,401-54.5% | $6,935-44.9% |