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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,541 | $73,955+23.8% | $96,520-5.2% | $75,181+21.8% |
| Participation rate | 77.4% | 66.4%+11.0pp | 74.3%+3.1pp | 67.2%+10.2pp |
| Annual return | 21.90% | 26.72%-4.8pp | 35.72%-13.8pp | 160.69%-138.8pp |
| Employer contribution / active EE | $10,774 | $2,930+267.7% | $3,739+188.2% | $2,671+303.5% |
| Participant deferral / active EE | $5,766 | $3,659+57.6% | $4,879+18.2% | $4,126+39.8% |
| Admin fee / account holder | $1,291 | $5,217-75.3% | $6,733-80.8% | $5,650-77.2% |