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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,639 | $106,247-57.0% | $96,515-52.7% | $139,466-67.3% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 16.01% | 38.47%-22.5pp | 35.73%-19.7pp | 373.66%-357.7pp |
| Employer contribution / active EE | $11,769 | $4,106+186.6% | $3,740+214.7% | $4,754+147.6% |
| Participant deferral / active EE | $2,524 | $5,456-53.7% | $4,880-48.3% | $6,712-62.4% |
| Admin fee / account holder | $6,299 | $7,885-20.1% | $6,735-6.5% | $11,409-44.8% |