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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,424 | $133,981-75.8% | $112,249-71.1% | $134,532-75.9% |
| Participation rate | 70.6% | 78.6%-8.0pp | 75.1%-4.5pp | 81.2%-10.6pp |
| Annual return | -18.94% | 47.16%-66.1pp | 27.48%-46.4pp | 418.27%-437.2pp |
| Employer contribution / active EE | $3,054 | $4,040-24.4% | $3,636-16.0% | $4,741-35.6% |
| Participant deferral / active EE | $1,883 | $5,292-64.4% | $4,729-60.2% | $6,401-70.6% |
| Admin fee / account holder | $1,389 | $7,492-81.5% | $6,412-78.3% | $11,429-87.8% |