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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,775 | $166,242-68.3% | $165,071-68.0% | $145,884-63.8% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 7.12% | 100.44%-93.3pp | 70.17%-63.0pp | 551.85%-544.7pp |
| Employer contribution / active EE | $3,139 | $5,283-40.6% | $4,347-27.8% | $4,662-32.7% |
| Participant deferral / active EE | $5,695 | $6,964-18.2% | $6,035-5.6% | $6,690-14.9% |
| Admin fee / account holder | $39,722 | $16,658+138.5% | $12,695+212.9% | $13,392+196.6% |