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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,236 | $154,209-37.6% | $130,062-26.0% | $139,487-31.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.97% | 32.52%-17.6pp | -137.37%+152.3pp | 373.84%-358.9pp |
| Employer contribution / active EE | $19,426 | $5,292+267.0% | $4,322+349.4% | $4,755+308.6% |
| Participant deferral / active EE | $4,979 | $6,709-25.8% | $5,821-14.5% | $6,713-25.8% |
| Admin fee / account holder | $8,913 | $13,988-36.3% | $10,601-15.9% | $11,407-21.9% |