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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,129 | $176,786-21.3% | $146,643-5.1% | $167,536-17.0% |
| Participation rate | 75.0% | 83.6%-8.6pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 10.54% | 24.04%-13.5pp | 22.75%-12.2pp | 478.82%-468.3pp |
| Employer contribution / active EE | $11,005 | $5,161+113.2% | $4,137+166.0% | $4,839+127.4% |
| Participant deferral / active EE | $6,448 | $6,440+0.1% | $5,506+17.1% | $6,342+1.7% |
| Admin fee / account holder | $12,183 | $13,262-8.1% | $10,280+18.5% | $12,315-1.1% |