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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,683 | $63,845+519.8% | $81,370+386.3% | $80,959+388.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 19.21% | 16.37%+2.8pp | 24.85%-5.6pp | 35.67%-16.5pp |
| Employer contribution / active EE | $5,403 | $1,980+172.9% | $2,464+119.3% | $2,757+96.0% |
| Participant deferral / active EE | $11,851 | $3,093+283.2% | $3,885+205.0% | $4,300+175.6% |
| Admin fee / account holder | $7,230 | $5,688+27.1% | $5,749+25.8% | $6,925+4.4% |