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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,683 | $64,517+513.3% | $81,438+385.9% | $80,874+389.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 19.21% | 16.35%+2.9pp | 24.74%-5.5pp | 35.62%-16.4pp |
| Employer contribution / active EE | $5,403 | $1,982+172.6% | $2,460+119.6% | $2,756+96.1% |
| Participant deferral / active EE | $11,851 | $3,096+282.8% | $3,883+205.2% | $4,297+175.8% |
| Admin fee / account holder | $7,230 | $5,677+27.4% | $5,764+25.4% | $6,935+4.3% |