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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,651 | $138,102+19.9% | $125,381+32.1% | $134,532+23.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -27.93% | 750.73%-778.7pp | 572.31%-600.2pp | 418.27%-446.2pp |
| Employer contribution / active EE | $1,176 | $5,245-77.6% | $4,815-75.6% | $4,741-75.2% |
| Participant deferral / active EE | $2,653 | $7,801-66.0% | $7,448-64.4% | $6,401-58.5% |
| Admin fee / account holder | $1,041 | $11,568-91.0% | $10,007-89.6% | $11,429-90.9% |