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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,877 | $165,381+7.6% | $149,730+18.8% | $158,966+11.9% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 15.32% | 348.29%-333.0pp | 276.70%-261.4pp | 302.95%-287.6pp |
| Employer contribution / active EE | $1,657 | $5,104-67.5% | $4,645-64.3% | $4,762-65.2% |
| Participant deferral / active EE | $10,343 | $7,182+44.0% | $6,843+51.2% | $5,983+72.9% |
| Admin fee / account holder | $10,978 | $10,809+1.6% | $9,310+17.9% | $11,250-2.4% |