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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,275 | $160,070+35.1% | $147,117+47.0% | $145,897+48.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.18% | 98.69%-81.5pp | 420.54%-403.4pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,211 | $5,285-77.1% | $4,932-75.5% | $4,663-74.0% |
| Participant deferral / active EE | $7,067 | $8,419-16.1% | $8,065-12.4% | $6,689+5.6% |
| Admin fee / account holder | $1,067 | $15,035-92.9% | $12,993-91.8% | $13,390-92.0% |