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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,151 | $162,812-50.2% | $133,971-39.4% | $158,966-49.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 1.88% | 41.94%-40.1pp | 45.09%-43.2pp | 302.95%-301.1pp |
| Employer contribution / active EE | $3,588 | $4,976-27.9% | $3,919-8.4% | $4,762-24.7% |
| Participant deferral / active EE | $4,557 | $5,910-22.9% | $5,047-9.7% | $5,983-23.8% |
| Admin fee / account holder | $24,513 | $11,741+108.8% | $8,929+174.5% | $11,250+117.9% |