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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,459 | $152,612-34.2% | $125,192-19.8% | $152,897-34.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 10.42% | 54.85%-44.4pp | 43.79%-33.4pp | 345.43%-335.0pp |
| Employer contribution / active EE | $3,783 | $4,947-23.5% | $3,866-2.1% | $4,764-20.6% |
| Participant deferral / active EE | $4,767 | $5,868-18.8% | $4,937-3.5% | $5,851-18.5% |
| Admin fee / account holder | $708 | $13,437-94.7% | $9,704-92.7% | $11,599-93.9% |