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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,840 | $113,941-24.7% | $94,229-8.9% | $125,389-31.5% |
| Participation rate | 50.0% | 82.9%-32.9pp | 78.8%-28.8pp | 83.2%-33.2pp |
| Annual return | 5.27% | 5.29%0pp | 10.68%-5.4pp | 282.24%-277.0pp |
| Employer contribution / active EE | $1,589 | $4,727-66.4% | $3,587-55.7% | $4,866-67.3% |
| Participant deferral / active EE | $6,104 | $5,179+17.9% | $4,320+41.3% | $5,352+14.1% |
| Admin fee / account holder | $21,684 | $8,392+158.4% | $6,269+245.9% | $9,541+127.3% |