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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,350 | $28,624+61.9% | $53,647-13.6% | $82,637-43.9% |
| Participation rate | 10.2% | 47.3%-37.1pp | 56.3%-46.1pp | 68.1%-57.9pp |
| Annual return | 20.86% | 664.98%-644.1pp | 358.33%-337.5pp | 53.51%-32.6pp |
| Employer contribution / active EE | $434 | $637-31.8% | $962-54.8% | $2,552-83.0% |
| Participant deferral / active EE | $1,463 | $1,196+22.3% | $1,813-19.3% | $4,126-64.5% |
| Admin fee / account holder | $605 | $2,022-70.1% | $2,460-75.4% | $7,339-91.8% |