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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,350 | $29,319+58.1% | $52,425-11.6% | $82,448-43.8% |
| Participation rate | 10.2% | 46.9%-36.7pp | 55.6%-45.5pp | 68.1%-57.9pp |
| Annual return | 20.86% | 535.20%-514.3pp | 302.12%-281.3pp | 41.64%-20.8pp |
| Employer contribution / active EE | $434 | $586-25.9% | $914-52.5% | $2,551-83.0% |
| Participant deferral / active EE | $1,463 | $1,171+24.9% | $1,790-18.3% | $4,139-64.7% |
| Admin fee / account holder | $605 | $1,962-69.2% | $2,495-75.7% | $7,234-91.6% |