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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,350 | $37,156+24.7% | $83,854-44.7% | $86,983-46.7% |
| Participation rate | 10.2% | 49.1%-38.9pp | 59.1%-48.9pp | 69.5%-59.4pp |
| Annual return | 20.86% | 29.88%-9.0pp | 31.39%-10.5pp | 25.83%-5.0pp |
| Employer contribution / active EE | $434 | $661-34.3% | $1,017-57.3% | $2,584-83.2% |
| Participant deferral / active EE | $1,463 | $1,418+3.2% | $2,035-28.1% | $4,194-65.1% |
| Admin fee / account holder | $605 | $2,510-75.9% | $3,197-81.1% | $7,856-92.3% |